What types of Social Security Disability benefits are available?
There are at least five major types of Social Security disability benefits.
Disability Insurance Benefits is the most important type of Social Security disability benefit. It goes to individuals who have worked in recent years (five out of the last 10 years, in most cases) that are now disabled. It has the added benefit of qualifying you for Medicare.
Disabled Widow's and Widower's Benefits are paid to individuals who are at least 50 years of age and become disabled within four years after the death of their spouse. The late husband or wife must have had worked enough under Social Security to be insured.
Disabled Adult Child Benefits go to the children of persons who are deceased or who are drawing Social Security disability or retirement benefits. The child must have become disabled before age 22.
Disability Insurance Benefits, Disabled Widow's or Widower's Benefits and Disabled Adult Child benefits, it does not matter how high the income of the disabled individual is. Benefits are paid based upon a Social Security earnings record.
Supplemental Security Income Benefits, however, are paid to individuals who are disabled and have a low income. It does not matter for SSI whether an individual has worked in the past or not. SSI Child's Disability Benefits are a type of SSI benefits paid to children under the age of 18 who are disabled.
If you are unable to work and need help applying for Social Security Benefits, call Dan McCaskell today. Dan has unique qualifications and experience to help you through every step of the process. Even if you've been denied.
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